Privacy Statement For Personal Information Collected On This Web Site
Our Commitment to Privacy
Alternative Payments International (API) is a division of U.S. Alliance Group, Inc. U.S. Alliance Group, Inc (“USAG”) and our affiliated companies appreciate your interest in our products and services and visit to this Website and to everyone who visits and uses our software, technology, services, websites, online and mobile applications including without limit the USAG web-based platform (collectively, the "Website".) USAG regards its customers as its most valuable asset. We recognize that building a long-term business relationship with you depends in large part on trust. Earning your trust begins with our commitment to protect your privacy.
USAG provides this online privacy statement to make you aware of our privacy practices and the choices you may make about the way your personal information is collected and used.
What Information We Collect
USAG has designed its Website so that you can visit without identifying yourself or revealing any personal information unless you choose to do so. Visitors to our Website are asked to provide personal information such as name and e-mail address if they want to communicate with us (e.g., to ask a question or request information). If you choose not to provide us with personal information, you can still access most portions of our Website.
Technical Information – USAG does collect non-personally identifiable information online. USAG uses third-party tracking applications to measure and analyze site traffic. These applications may collect information such as your computer’s operating system and browser type, IP address, date and time of access, address of a referring website, if any, etc. and may track a user’s path through our websites. USAG uses this information to enhance the user’s experience at the site and to prepare future content based on the interests of users.
Personal Information – USAG will not through its websites collect, store or release any personal identifying information about you without first receiving your consent. If you visit this website or if you affirmatively contact USAG and request information, you are consenting to USAG’ collection of information about you such as your name, title, company, email address, mailing address, phone numbers, flight preferences, and requirements.
Other USAG websites may offer you the opportunity to purchase branded merchandise online. In connection with those purchases, you may be asked to submit personal information, such as shipping address and credit card information that is required to complete the transaction. Credit card data will be protected by Secure Sockets Layer (“SSL”) or other encryption mechanisms.
Other types of information we collect may include:
- Business and home address;
- Your image, fingerprint(s) ("Biometric data,") expressly authorized by you in the respective Agreement(s) with USAG related to your use of the USAG Products, and at the first time you share or use any such information or data. USAG does not collect, store, share, or sell any Biometric data. USAG only uses such products to verify your identity via third parties. You can opt out of using your Biometric data at any time by adjusting the settings on your Device, or in your account settings in the Website;
- E-mail address;
- Phone (or mobile) number;
- Credit/debit card numbers;
- Bank account information
- Purchase, return, and/or exchange information;
- How you use our Products, search terms, pages you visit on our mobile applications, products and merchants viewed, and Website performance, as discussed further below;
- Geo-location while the Website is active, in use, running in the background, or connected to your Device as expressly authorized by you in the respective Agreement(s) with USAG and at the first time you share or use any such information or data. USAG does not store or sell any Geo-location data.
- Your uploaded information, including inquiries, notices, and other communication.
If you choose not to provide information, we may not be able to provide you with requested products, services or information. In such case, we will let you know and strive to find a solution so that you can enjoy the Website.
Automated Information Collection:
We may connect information collected automatically with information we already have about you collected through the Website in order to authenticate your identity. If we are able to identify you as a Product User we may, for example, link your activity on one of our other Products. This allows us to provide you with a personalized experience regardless of how you interact with us – online or mobile or from one Website to the another.
In order to provide the best user experience possible, we also use automated information collection technologies for reporting and analysis purposes. We examine metrics such as how you are shopping on the Website, the performance of our marketing efforts, merchant's marketing efforts, and your response to those marketing efforts.
Mobile: Once you download or use the Website, we may receive information about your Geo-Location and your mobile Device, including a unique identifier for your Device. You can change your preferences at any time within the respective Website or by emailing: firstname.lastname@example.org.
Camera: We may use your cameras and access your gallery with your consent. We use that information for providing safe and better services and identification purpose.
Microphone: We may Access the microphone in your Device(s), with your consent, to provide better and convenient services.
E-mail Communications: We use email communication for secured authentication as well as to provide very useful and interesting information regarding your requests. This communication also helps us to deliver the best service we can to you.
Text: We use text communication to authenticate and verify your identity and to offer you promotions.
Information from Other Sources: We might receive information about you from other sources and add it to our account information or use it for our Products. This includes your name, picture, payment accounts linked to you Device, biometric information linked to your Device, including facial recognition and fingerprint. For instance, we obtain your Geo-Location information, following your consent as set forth above, to enhance user and service experience as our intent is to respond to your requests using convenient and nearby store possible.
How We Use the Information
Information you provide will be kept confidential and will be used to fulfill your request. USAG uses personal information to understand your needs better, to provide better service, and to communicate with you (e.g., answer your questions, respond to your requests). We may also send you an email to confirm your request and may need to contact you via phone, postal mail or email if we have other questions regarding your request. You may receive emails from us regarding our products, services, special events and promotions. From time to time, we may also send you emails or text messages as expressly authorized by you under the respective agreement with USAG.
We also use the information collected for the following:
- Provide interactive features on the Website, such as responding to inquiries.
- Administer promotions, surveys.
- To respond and provide services very promptly.
- Authenticate your identity.
- Improve the effectiveness of products, services, and marketing efforts.
- Conduct research and analysis and customize individual preferences.
Prevention of Fraud and Other Harm:
- Prevent fraudulent transactions, monitor against theft and otherwise protect you and our business.
- Assist law enforcement and respond to legal/regulatory inquiries.
Sharing the Information – USAG will not sell, rent, or lease to third parties the personal information we collect online from you without your express consent. We may share personal information collected from you with our affiliated companies for the purposes described above. USAG will not otherwise share your personal information with third parties without your consent, unless required by law or as disclosed to you when the information is collected. If we share your personal information with a third party, such party will either be subject to USAG policies or contractually required to provide the same privacy protection as USAG in handling your personal information.
Legal Disclosure – Please note that USAG will, under certain circumstances permitted or required by law or court order, collect, use, and/or disclose personal information collected online pursuant to procedures that do not require giving notice or providing other privacy protections (for example, in connection with law enforcement investigations). Additionally, USAG may share personal information with other companies, lawyers, credit bureaus, agents or government agencies in the following cases: (1) when we have reason to believe that disclosing this information is necessary to identify, contact, or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) the rights of USAG or to anyone that could be harmed by such activities; (2) when we believe in good faith that the law requires it; (3) to our affiliate companies or to any third party who may acquire USAG; and (4) in situations involving threats to the physical safety of any person.
Choice and Onward Transfer of Data
As described above, USAG will offer the opportunity to opt out of disclosure to third parties of personal information we collect online from you. We will not use the personal information provided to us online for purposes incompatible with those described above or subsequently authorized by you without first notifying and offering you an opportunity to opt out of such use.
Access to Your Information
USAG strives to keep your personal information accurate. We provide access to the personal information we collect online from you so that you may review, update, amend, correct, or delete it. If you choose to delete it, we will use reasonable efforts to remove your personal information from our files. To protect your privacy and security, we also will take reasonable steps to verify your identity before granting you access. You may at any time contact USAG with any privacy questions or concerns you may have, and ask to see the personal data you have on file and request a correction or deletion by any means shown on our Contact Us page or via email: email@example.com.
Security and Integrity
USAG is committed to ensuring the security and integrity of your information. We use industry standard Internet security technology and have adopted reasonable physical, electronic, and managerial procedures to safeguard the personal information you provide to us online. These procedures protect the information against unauthorized access or disclosure, loss or misuse, and alteration or destruction. They also help ensure the information is accurate and used properly.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations of the Internet which are beyond our control; (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through the websites cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party.
Although USAG Website is not directed at children, we are committed to complying with all applicable laws and requirements, such as the Children’s Online Privacy Protection Act. We do not knowingly collect information from children under the age of 13. If we learn that we have personal information relating to a child under the age of 13, we will delete that information from our systems. we take additional steps to protect children’s privacy, including:
- Notifying parents about our information practices with regard to children, including the types of personal information we may collect from children, the uses to which we may put that information, and whether and with whom we may share that information;
- In accordance with applicable law, and our practices, obtaining consent from parents for the collection of personal information from their children, or for sending information about our products and services directly to their children;
- Limiting our collection of personal information from children to no more than is reasonably necessary to participate in an online activity; and
- Giving parents access or the ability to request access to personal information we have collected from their children and the ability to request that the personal information be changed or deleted.
This policy is in accordance with the U.S. Children’s Online Privacy Protection Act (“COPPA”), and outlines our practices in the United States regarding children’s personal information. For more information about COPPA and general tips about protecting children’s online privacy, please visit OnGuard Online.
You are required to provide your consent prior to USAG collecting, using, or disclosing any of your child's personal information, including without limit, a child's a name, address, phone number or email address; their physical whereabouts; photos, videos and audio recordings of the child, and persistent identifiers, like IP addresses, that can be used to track a child’s activities over time and across different websites and online services.
If your child attempts to use features on any Website that collects personal information, you will receive a notice about the information USAG will collect. This is typically done when you purchase or before you authorize any use of any USAG product or service.
If you have questions or concerns about our privacy practices, please contact USAG at: firstname.lastname@example.org
Links to Unrelated Party Web Sites
Links to unrelated party Website may be found on USAG Website, and are provided solely as a convenience. If you use these links, you leave the USAG site. USAG has not reviewed these unrelated party sites, and does not control and is not responsible for any of these sites, their content, or their privacy policies and practices.
Accessing or Deleting your information:
You have right to request all your personal information stored across all Websites. You can make a request to delete all your Information. Completing your request may take four (4) weeks or more.
USAG has implemented and maintained reasonable security measures to protect data from unauthorized access, acquisition, destruction, use, modification, or disclosure. Additionally, USAG requires that all of its partners or affiliates that may have access to your data have agreed to implement and maintain reasonable security measures to similarly keep any data shared by USAG confidential. Further, should any potential or actual breach occur, USAG has a dedicated team to respond to such breach and will keep you informed as necessary to maintain your privacy.
- ONLINE TRACKING TECHNOLOGIES AND ADVERTISING
We and certain service providers operating on our behalf collect information about your activity, or activity on devices associated with you, on our sites and applications using tracking technologies such as cookies, Flash cookies, pixels, tags, software development kits, application program interfaces, and Web beacons. Definitions for some of the tracking technologies listed, as well as information about your choices with respect to them, are available below. This tracking data may be used for many purposes including, for example, to:
- Provide useful features to simplify your experience when you return to our sites and applications (for example, remembering your shipping information for future purchases);
- Deliver relevant content and advertising based on your preferences, usage patterns and location;
- Monitor, evaluate, and optimize the use and operation of our sites and applications; and
- Analyze traffic on our sites and on the sites of third parties.
We may collect information whether or not you are logged in or registered, and may associate this tracking data with your registration account (if you have one), in which case we will treat it as personal information. Service providers that collect tracking data on our behalf may provide an opportunity for you to choose not to be tracked online.
Advertisers and third parties also may collect information about your activity on our sites and applications, on devices associated with you, and on third-party sites and applications using tracking technologies. Tracking data collected by these advertisers and third parties is used to decide which ads you see both on our sites and applications and on third-party sites and applications.
You may choose not to receive targeted advertising from many ad networks and partners, data exchanges, and marketing analytics and other digital advertising and marketing service providers. You may also be able to choose to control targeted advertising on other websites and platforms that you visit. In addition, you may also choose to control targeted advertising you receive within applications by using the settings and controls on your devices (for example, by re-setting your mobile device’s advertising identifier and/or opting out of interest based ads). We adhere to the Digital Advertising Alliance’s Self-Regulatory Principles for Online Behavioral Advertising.
- ONLINE TRACKING TECHNOLOGIES
Examples of online tracking technologies include:
- Flash cookies. We may use local shared objects, sometimes known as Flash cookies, to store your preferences or display content based upon what you view on our site to personalize your visit. Our advertisers and third-party service providers also may use Flash cookies to collect and store information. Flash cookies are different from browser cookies because of the amount of, type of, and manner in which data is stored. Cookie management tools provided by your browser will not remove Flash cookies. Learn how to manage privacy and storage settings for Flash cookies. If you disable Flash cookies, you won’t have access to many features that make your guest experience more efficient, and some of our services will not function properly.
- DO NOT TRACK
Notice to California Residents: If you are a California resident, you may have certain additional rights. California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by USAG to third parties for the third parties’ direct marketing purposes. California Business and Professions Code Section 22581 permits registered users who are minors to request and obtain deletion of certain posted content. California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by certain members of the USAG Company to third parties for the third parties’ direct marketing purposes.
To make such a request, please send an email to: email@example.com or write us: 29883 Santa Margarita Pkwy Rancho Santa Margarita, CA 92688, Attn: Legal Department.
Please note that USAG reviews its online privacy practices from time to time and those practices are subject to change. Therefore, users should periodically review this page to ensure familiarity with the most current version of our online privacy statement. Your continued use of the Website amounts to your express consent to any such updates or changes.
Your Acceptance of Our Privacy Practices
By using this Website, you signify your acceptance of this privacy statement, and you adhere to the terms and conditions posted on the Website. If you do not agree with any of these terms, please do not use this site or submit any personal information.